apr

UK //ˌeɪ.piːˈɑːr//US //ˌeɪ.piːˈɑːr//

词源

缩写自Annual Percentage Rate，源自金融和银行业术语。

❶ 年度百分比率（Annual Percentage Rate）的缩写，用于表示贷款或信用卡的年利率，包含利息和费用。

“The credit card has an APR of 18%.”

（这张信用卡的年利率是18%。）

“Always check the APR before taking out a loan.”

（申请贷款前一定要查看年利率。）

同义词:annual percentage rate, interest rate, yearly rate

fixed APR — 固定年利率，指在贷款或信用卡期限内利率保持不变。

“The loan comes with a fixed APR of 5% for the entire term.”

（这笔贷款在整个期限内保持5%的固定年利率。）

variable APR — 浮动年利率，指利率可能随市场条件变化而调整。

“A variable APR can go up or down depending on the market.”

（浮动年利率会根据市场情况上升或下降。）