好词典

collaterals

UK //kəˈlætərəlz//US //kəˈlætərəlz//

词源

源自中古拉丁语 'collateralis',由 'com-'(共同)和 'latus'(侧面)组成,原意为“并行的”或“附属的”。

noun

❶ 指作为贷款担保的财产或资产,当借款人无法偿还债务时,债权人可以依法处置这些担保物。

“The bank required him to put up his house as collaterals for the loan.”

(银行要求他用房子作为贷款的抵押品。)

“She used her car as collaterals to secure a small business loan.”

(她用汽车作为抵押品来获得一笔小额商业贷款。)

❶ 在军事或医学中,指次要的或附属的结构或路径,如侧支血管或次要补给线。

“The surgeon noted the development of collaterals around the blocked artery.”

(外科医生注意到阻塞动脉周围形成了侧支血管。)

“Collaterals in the circulatory system can help bypass blocked blood vessels.”

(循环系统中的侧支血管可以帮助绕过阻塞的血管。)

同义词:security, guarantee, pledge, surety, bond

常见短语

put up collaterals — 提供抵押品以获取贷款或其他金融支持,常见于银行或借贷场景。

“He had to put up collaterals to get the mortgage approved.”

(他必须提供抵押品才能获得抵押贷款的批准。)

seize collaterals — 当借款人违约时,债权人依法没收抵押品的行为。

“The bank threatened to seize his collaterals if he missed another payment.”

(银行威胁说如果他再错过一次付款,就没收他的抵押品。)