好词典

foreclose

UK //fɔːˈkləʊz//US //fɔːrˈkloʊz//

词源

源自中古英语 foreclosen,由 fore-(预先)+ closen(关闭)构成,字面意为‘提前关闭’。法律用法最早记录于15世纪。

verb

❶ 指银行或贷款机构因借款人未能按时还款,依法收回并出售抵押房产以偿还债务的法律程序。

“The bank threatened to foreclose on their house after they missed three mortgage payments.”

(由于他们连续三个月未还房贷,银行威胁要收回他们的房子。)

“Many families lost their homes when the bank foreclosed during the financial crisis.”

(金融危机期间,许多家庭因银行收回抵押房产而失去家园。)

❶ 引申为彻底阻止或终结某种可能性,常用于抽象语境。

“His injury foreclosed any chance of him playing in the championship.”

(他的伤势彻底断送了他参加锦标赛的机会。)

“The new policy forecloses opportunities for small businesses to compete.”

(新政策使小企业失去了竞争的机会。)

同义词:repossess, seize, confiscate, exclude, preclude

常见短语

foreclose on — 特指对抵押房产启动收回程序,后接具体财产(如房屋、土地)。

“The credit union decided to foreclose on the delinquent borrower's farm.”

(信用合作社决定收回拖欠贷款的借款人的农场。)