好词典

foreclosed

UK /fɔːˈkləʊzd/US /fɔːrˈkloʊzd/

词源

源自中古英语 'forclosen',由古法语 'forclos'(排除在外)演变而来,最终可追溯至拉丁语 'foris'(外面)+'claudere'(关闭)。

verb

❶ 指银行或贷款机构因借款人未能按时还款,依法取消其抵押品赎回权并收回房产等资产的行为。常见于房贷违约情况。

“The bank foreclosed on their house after they missed six mortgage payments.”

(由于连续六个月未还房贷,银行收回了他们的房子。)

“Many families lost their homes when the bank foreclosed during the financial crisis.”

(金融危机期间银行大量收回房产,许多家庭因此失去住所。)

同义词:repossessed, seized, confiscated

常见短语

foreclose on — 特指对某抵押财产行使止赎权,通常后接房屋、土地等具体抵押物。

“The credit union may foreclose on the property if payments are not resumed.”

(如果继续停止还款,信用合作社可能会对该房产行使止赎权。)