好词典
foreclosure
UK //fɔːˈkləʊʒə//US //fɔːrˈkloʊʒər//
词源
源自中古法语 forclos（排除）+ -ure（名词后缀），字面意为"关闭在外"，16世纪进入英语后专指法律上的财产剥夺程序。
noun
❶ 指银行或贷款机构因借款人未能按时偿还贷款，而依法收回并出售抵押房产的法律程序。
“The bank initiated foreclosure proceedings after six months of missed payments.”
（在连续六个月未还款后，银行启动了止赎程序。）
“Many families lost their homes due to foreclosure during the economic crisis.”
（经济危机期间，许多家庭因止赎失去了房屋。）
同义词:repossession, seizure, confiscation
常见短语
foreclosure auction — 指银行将被止赎的房产公开拍卖以收回贷款的销售活动。
“They bought the house at a foreclosure auction for half its market value.”
（他们以市场价一半的价格在止赎拍卖中购得这栋房子。）
foreclosure notice — 银行正式通知借款人将启动止赎程序的书面文件。
“He received a foreclosure notice but still hoped to negotiate with the bank.”
（他收到了止赎通知，但仍希望与银行协商。）