好词典
mortgage
UK //ˈmɔːɡɪdʒ//US //ˈmɔːrɡɪdʒ//
词源
源自古法语 'mort gaige'（字面意为'死抵押'），'mort'指'死亡'（贷款还清前产权受限），'gaige'即'担保'。14世纪进入英语。
noun
❶ 抵押贷款，指借款人将房产等资产作为担保向银行借款，若无法偿还贷款，银行有权收回抵押物。
“They took out a mortgage to buy their first house.”
（他们申请了抵押贷款来购买第一套房子。）
“The bank approved her mortgage application after checking her credit score.”
（银行在检查她的信用评分后批准了她的抵押贷款申请。）
同义词:loan, home loan, property loan
verb
❶ 抵押（财产），指将房产等资产作为担保以获得贷款，通常用于购房或商业融资。
“They mortgaged their house to start a new business.”
（他们抵押了房子来创业。）
“He had to mortgage his land to pay for his daughter's education.”
（他不得不抵押土地来支付女儿的学费。）
同义词:pledge, pawn, hypothecate
常见短语
mortgage rate — 抵押贷款利率，指银行对抵押贷款收取的利息比例，影响还款金额。
“The mortgage rate dropped to 3.5%, making it a good time to buy a home.”
（抵押贷款利率降至3.5%，现在是购房的好时机。）
reverse mortgage — 反向抵押贷款，允许老年人以房产价值换取定期收入，无需搬离住所。
“Her grandmother used a reverse mortgage to supplement her retirement income.”
（她的祖母通过反向抵押贷款补充退休收入。）